Online ISSN: 2519-9722 | Print ISSN: 2522-6789
Volume 4 Number 2 February 2019
IMPAIRMENTS ANALYTICS OF CONSUMPTION OF CHILDREN EDUCATION INSURANCE POLICY AMONG HOUSEHOLDS IN AGRARIAN AND NON-AGRARIAN AREAS OF AKWA IBOM STATEPages: 33-42
Authors: Iniobong Bassey Inyang, Emem Bassey Inyang, Bassey Ime Frank
This study was designed to assess the dimension of the poor consumption of Education insurance policy among households in Uyo capital city of Akwa Ibom State, Nigeria. The Socio-economic profiling of the PCCEIP of respondents was assessed, the incidence index of perceived poor consumption of CEIP was estimated and the relative rank positioning of the perceived poor consumption of CEIP were mapped. A sample size of 72 respondents was used in the survey. The study relied on primary data and was collected through a set of validated scales. Data collected were subjected to descriptive statistical tools including incidence and composite index analyses. The study reveal that majority of the respondents were not aware of the existence and benefits of education insurance policies. It also revealed prominent dimensions of the incidences of the poor consumption of Education insurance policy in the state and country at large. In view of these it was recommended that awareness programme should be structured by insurance firms to the understanding of parents on how insurance operates, especially Education insurance, to dispel the fear of non-payment of benefits or claims. Also, current payment of such benefits should be published and the product (education insurance) should be designed to accommodate various income strata of the society.
DEMOGRAPHIC CHANGE AND INDUSTRY-SPECIFIC INNOVATION PATTERNS IN NIGERIA: THE IMPLICATION FOR KNOWLEDGE MANAGEMENT PRACTICESPages: 25-32
Authors: Ololade Grace ADEWOLE, Jacob Kehinde OPELE
The demographic change in Nigeria has posed a new challenge to individuals, groups and the government, this is because the change is skewing towards the young population of working age groups who are unemployed because of low emphasis on the significance of innovation and knowledge management practices among the decision making entities in Nigeria, as a result, many young Nigerians are increasingly frustrated due to lack of job opportunities despite their intellectual accolades. This study employed a survey design. Data was collected by means of the primary source with the aid of a questionnaire administered to 450 engineers and scientists in the industrial sector of Nigerian. Data analysis involves the use of descriptive statistics. The results show that engineers and scientist within the ages of 15-29 years produced less publication, introduced fewer products/service innovation and produced fewer prototypes. The study also showed that the respondents introduced a few technological innovations due to inadequate exposure to innovation activities within their sector. It was concluded from the study that low level of innovative productivity among Nigerian Engineers and industrial scientists will not only pose a threat to the future technological growth and innovation potential of the scientist and engineers but will lead to underdevelopment in the country. It was recommended that a strong collaboration between industry and academicians will help to integrate and annex the country knowledge asset who are products of an educational institution into the industry for sustainable economic growth and development. It was recommended that this will foster the culture of knowledge creation, knowledge sharing, knowledge dissemination, knowledge utilization and knowledge application which are all product of the minds and innovations.